Should a Fully Insured company do wellness?

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Fully insured employers (and their brokers) are often reluctant to implement wellness because their health insurance premiums are determined more or less by the claims of all the employers in the carrier’s risk pool.  That’s usually condensed into the sentence, “I’ll never see an ROI”.  Conventional wisdom is that...

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Free Wellness from your Insurance Carrier

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In the past few years, many health insurance carriers have begun offering wellness tools to their customers – often at no additional cost.  It has a lot of appeal to overworked HR managers who often have little training or experience with wellness.  Here’s why it’s appealing: It’s “free”  (I...

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